Resources – Know Your Rights Library

Easy-to-understand legal awareness content for educational purposes only.

Rights Overview

Common Legal Rights Every Citizen Should Know

General Rights
  • Right to file an FIR (Zero FIR, online complaint, jurisdictional police)
  • Right to legal aid under Article 39A of the Constitution
  • Right to information under RTI Act, 2005
  • Right to be informed about reasons for arrest (Article 22(1))
  • Right to consumer protection against defective goods and services
Banking & Loan Rights
  • Banks must issue a proper 60-day notice before declaring an account as NPA
  • Recovery agents cannot use force, threats, or humiliation (RBI guidelines)
  • Right to approach Banking Ombudsman for complaints
  • Right to request loan restructuring or one-time settlement
Consumer Rights (Simplified)
  • Right to safety, information, choice, and hearing
  • Right to seek redressal against unfair trade practices
  • Right to file complaints online through e-daakhil portal
  • Consumer courts have jurisdiction up to ₹1 crore (depending on forum)
Senior Citizen Rights
  • Right to claim maintenance from children or legal heirs
  • Right to cancel improper property transfers made through fraud or undue influence
  • Right to a speedy hearing of maintenance applications (60 days)
Property & Housing Rights
  • Right to clear title and possession in property purchase
  • Right to challenge illegal eviction
  • Right to mutation of property records
  • Important documents: sale deed, mother deed, encumbrance certificate, property tax receipts
Answers

Frequently Asked Questions (FAQs)

Q1: I received a bank notice. What should I do?

Do not ignore it. Read it carefully. Check the date and reason. Seek guidance immediately.

Q2: Can a loan recovery agent come to my home at night?

No. RBI guidelines prohibit recovery agents from visiting between 6 PM and 8 AM.

Q3: Where can a senior citizen complain about property harassment?

Police, Senior Citizen Welfare Tribunal, or Maintenance Tribunal under the Act.

Q4: Is Legal Awareness Trust a law firm?

No. We do not provide legal representation. We only provide legal awareness and guidance.

Coming Soon

Downloadable Resources

One-page legal rights checklist
Sample complaint drafting guide
List of important helplines